Out-of-Network Therapy Without a PPO: When You Have an HMO, EPO, or POS Plan
Hannah Bergstrom’s HR rep told her, with cheerful certainty, that her Aetna HMO was “great coverage.” Hannah, a 29-year-old elementary school teacher in Minneapolis, took her first therapy job seriously. She found a clinician who specialized in postpartum mental health. The clinician was excellent. The clinician was also out of network. Hannah called Aetna to … Read more