Rehab Loan Programs: Financing Treatment When Insurance Falls Short

Free stock photo via Pexels

When Tomás Delgado, a 41-year-old line cook from Albuquerque, New Mexico, finally agreed to enter a 90-day residential treatment program for alcohol use disorder, his family had three days to find $24,000. His insurance covered detox and seven days of inpatient stabilization. The remaining 83 days were on him. His mother offered her retirement savings; … Read more

Insurance for Recovering Addicts: Coverage After Inpatient Rehab and How Treatment History Affects Premiums

Free stock photo via Pexels

Diana Russo, a 34-year-old graphic designer in Phoenix, Arizona, walked out of a 60-day inpatient rehab program in February 2025 with a treatment plan, a list of meetings, and a sponsor’s phone number. She also walked out with a quiet, gnawing fear: now what about insurance? Her employer-sponsored plan had paid for the rehab itself, … Read more

Insurance for Recovering Addicts: Coverage After Inpatient Rehab and How Treatment History Affects Premiums

Free stock photo via Pexels

Diana Russo, a 34-year-old graphic designer in Phoenix, Arizona, walked out of a 60-day inpatient rehab program in February 2025 with a treatment plan, a list of meetings, and a sponsor’s phone number. She also walked out with a quiet, gnawing fear: now what about insurance? Her employer-sponsored plan had paid for the rehab itself, … Read more