How to Sue Your Insurance Company for Denying Mental Health Treatment: ERISA, Bad Faith, and State Remedies

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By the time Priya Anand walked into a Boston ERISA attorney’s office in October 2024 to ask whether she could sue insurance mental health denial claims through the federal court next door, she was carrying a banker’s box. Inside it were four denial letters from her self-funded Aetna plan, two appeal responses, three peer-to-peer review … Read more

TRICARE Mental Health Coverage for Military Families: Active Duty, Retiree, and Dependent Benefits

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Sergeant First Class Devon Reyes had been back from his third deployment for eleven months when the nightmares stopped letting his wife sleep, and the family’s first call about tricare mental health benefits ran into a wall. The base behavioral health clinic at Fort Liberty had a six-week waiting list. His wife Karina, herself a … Read more

Veterans-Specific Trauma Treatment: VA PTSD Programs, Cohen Veterans Network, and Wounded Warrior Project

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Sergeant First Class Marcus Eriksen completed his fourth deployment in 2017 and spent the next six years quietly disintegrating in a rental house outside Fayetteville, North Carolina. He started drinking after the third deployment and never really stopped. He startled at fireworks, at car doors, at his daughter dropping a plate. He could not sit … Read more

The Step-Down Process: Moving From Inpatient to PHP, IOP, and Outpatient Mental Health Care Without Setbacks

The Phase Most Patients Underestimate Discharge from inpatient psychiatric hospitalisation is the moment most mental health care narratives end. The patient was in crisis, then in the hospital, then home, and the story is over. The clinical reality is the opposite. The discharge is the start of the most consequential phase of the recovery arc. The decisions … Read more